A dedicated financial services specialist, UC Finance was founded to bring a refreshingly ethical, straightforward and transparent approach to the financial services sector.
Bringing together a highly skilled team holding a wealth of experience within the financial services and contracting industries, we launched our unique Timesheet FinanceTM product to enable freelancers and contractors to borrow 80% of the value of their contracted work, providing the essential low cost funding facilities frequently denied by High Street banks.
Emerging with a bright new ethos from the wreckage of the traditional banking industry, our enthusiastic team combines a 21st Century approach to the Finance sector with old world values, treating clients with the respect they deserve, while offering accessible and affordable finance packages to improve cash flow.
Designed to alleviate some of the financial stresses of self employment, and help our clients avoid expensive pay day loans or bank overdrafts, our service offers contractors and freelancers the ability to leverage the value of work timesheets, borrowing against recorded hours via a straightforward process.
Timesheet FinanceTM is fully compliant with HMRC’s IR35 regulations and all costs are 100% tax deductible. There are no hidden costs, no notice or minimum periods and no minimum fees for the service, while interest rates do not fluctuate depending upon the individual borrower’s credit rating. Our clients pay between 2% and 4% of their invoice value, for the full service : - cash advanced, invoices raised, and collections undertaken.
If you would like to discuss possible options available to you as a freelancer, contractor or one man limited company, and how you can improve your cash flow situation, then please Contact Us, we'll be happy to chat.
Equally, if you’re a Contractor Accountant or Recruitment Company, or you provide a complimentary service for clients in our sector, and would like to find out how you can become a Partner of UC Finance, then please get in touch.